Are credit cards only for those with excellent credit
? Thank goodness for those who do not have excellent credit, there are charge cards existing. So, no matter your credit scenario if you want readily available plastic funds, you should apply for a bank card today. It may be the most excellent thing you have done financially in a long time. Go ahead, do yourself a kindness, if you don't have a bank card, obtain a card and if you do have a charge card, decide on another that increases your financial efforts.