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Debit Card Loans Cash Advances Against The Card You Are Holding

No one is self sufficient

No one is self sufficient. We all require cash at some point of time. It may be required to pay for some inevitable needs that may pop up any time. These loans are very useful in such situations. The major merit of these loans is that these are approved without any collateral. These are approved against the debit card you are holding, that is why these are also known as debit card loans.

Debit card loans as the name suggests are short term unsecured loans which are approved without any security or other such legal conditions. If you have the card you can very easily get the loan sanctioned. These loans are mainly offered for a very short span of time. This time period may vary from few days to few weeks. The amount of such loans depends upon the creditability and the financial need of the borrower. In most of the cases, it is around 1000 pounds.

Generally these loans are meant for the permanent citizens of UK. An applicant must have attained an age of 18 years before applying for such loans. He or she should also be working somewhere and earning a fixed income regularly. He or she should also have an active bank account in any bank of UK.

As these loans are offered without any collateral, so the rate of interest applicable on such loans is slightly higher than the normal rate. It is because of the risk the lender is bearing in granting you loan without any security. But this problem may be solved by going for a market research and comparing the rates and other charges of all the lenders and picking the best for the loan. This way you may get your all financial problems solved.

by: Jeckel Hery
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