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Debt Collector Tactics: Avoid Getting Duped into Paying Old Debt

What does this mean for you? If you're contacted by a debt collector

, you should demand that the agency validates the debt. This means that they must provide you with documentation about when the debt was incurred, along with information about the original creditor. If the debt is old, you should determine your state's statute of limitations and see if the debt is considered uncollectible. By no means should you make a payment on debt that you're not sure about, nor should you succumb to a debt collector's threats or harassment. Instead, you should understand your rights under the Fair Debt Collection Practices Act, and fight unfair debt collection practices.

Debt Collector Tactics: Avoid Getting Duped into Paying Old Debt

By: Sergei Lemberg
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Debt Collector Tactics: Avoid Getting Duped into Paying Old Debt