Declare ‘Scram' to Scam

Numerous perks come with the omnipresence of the Internet

. You are able to check your e-mail while on a airplane, find out more about fascinating topics, and have a brand new wardrobe with a few clicks of a mouse. But, with this efficiency comes a downside. In an time where it is doable to never leave your home with the aid of the World Wide Web, security can be an issue. Scam artists have mastered their craft and can effortlessly retrieve all your classified information. You'd think web surfers have started to wise up to Web rip-offs. However you'd be wrong. How far is too far when managing your finances?

After years of trying to recover from the dot-com hangover, the Web is booming again. Forrester Research predicts that online retail sales in the U.S. will be almost $250 billion in 2014, up from $155 billion in 2009. Last year, online retail sales were up 11%. You know what else is on the rise? Online crime. From January 1, 2008 to December 31, 2008, the Internet Crime Complaint Center website received 275,284 objection submissions. This is a 33.1% rise compared to 2007.

Almost three-quarters of all complaints with the Internet Crime Complaint Center are online auction fraud accounts. There are countless variations of this eBay-like deceit, but the most common is whenever you send in money and get nothing but grief in return. 1 scammer accepted bids meant for Louis Vuitton bags that she did not possess, and then scoured the Internet searching for inexpensive knockoffs that cost less than the winning bid. She managed to collect a minimum of $18,000 from bidders before she was outed.

Another internet scam deceives you through your own inbox. You receive an e-mail that appears like it's from your bank, cautioning you of identity theft and requesting you to log in and verify your account information. Although the e-mail might look real with logos and links, it is as artificial as that Louis Vuitton bag. The data you insert on the bogus site can be sold to criminals who will use it to ruin your credit and drain your account.

"Congratulations, You've received an iPhone!" is a message a lot of of us have received in our inboxes. The message states all you have to do is go to an online site and provide them with your credit card information to cover the shipping and handling expenses. A few months later, unexplained costs start showing up on your bank statement, but your free iPhone never arrives. The only thing that gets shipped and handled is your identity.

There are hundreds of Internet thefts. So keep in mind to say scram' to scam and think logically before providing anyone your private information.

Declare Scram' to Scam

By: Katrina Kotzen

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