Do You Really Need To Be Paying Out For Every Service You Have In Your House?

When you first move into your first house, it can seem like there are so many things that you want to have.

Some of them are things that you think you need to have and ensure that they're installed almost immediately when you move in, if not before.

Others are things that you'd like to have, don't necessarily need but you will no doubt purchase at least some of them anyway.

And then there are certain services that you would ideally want, but need to save up for.

One of the issues that people have with the services in their home is that as they need or want certain services, the prices can soon mount up and before you know you can be paying out hundreds of pounds a month.

If you're in a predicament where you aren't sure how much longer you can go on paying out the money that you are doing on a regular basis, the simple question that you have to ask yourself in respect of every service is 'do I really need it?'.

Whether you believe it or not, when you pose this question to every service, you might just be surprised at how much money you could save on services that you don't actually need.

Take your home phone as an example.

Chances are you're going to be paying around 12 pound line rental a month for your home phone and on top of that you'll have either a calls package, which is likely to be around 10 pound a month or between 15 and 20 pounds worth of calls if you're an average user.

And whilst this might be a necessity for some, there's a good chance that if you have a mobile phone, you won't actually need a home phone.

If you have a mobile phone that you're paying a monthly contract for, have inclusive minutes and texts and keep your mobile with you at all times, what reason is there for having a home phone?

A satellite or cable television package is another prime example of a service that you are likely to have but may not actually need.

The way to determine whether you need a satellite or cable television package or not is by looking at what channels you actually watch, as there are set top boxes where you pay a one off fee and can watch a number of channels available on satellite or cable subscriptions.

Therefore, if you find that you only watch channels that you can receive through a set top box, you're almost always going to be better off cancelling your satellite or cable television package and purchasing a set top box instead.

It's easy to slip into a routine of paying out a certain amount of money each month for your household services. When you take a look at just what you're paying for, however, it can become apparent that you don't actually need a lot of them and could in fact reduce your monthly bills substantially.

by: Cathy Butler

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