Do you know who owns your mortgage? Making sense of the foreclosure mess!

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A popular foreclosure stall process called "produce the note" or "forensic audit"

, these two types of processes can sometimes stall out the process of foreclosure. If you receive a summons to go to court to validate the debt that you owe, you can ask the court to have the lender track down the original signed mortgage note. Often times the servicing lender may or may not have the original on record. The court will give the lender so much time to produce the original signed note. If you have any questions in regards to who actually owns your mortgage you may want to contact your lender directly or contact an attorney for legal advice.

Do you know who owns your mortgage? Making sense of the foreclosure mess!

By: Professor Loan Mod

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