Enquiring About Your Credit History Can Affect Your Score

Enquiring About Your Credit History Can Affect Your Score

So what do you do when you are in need of some cash urgently but do not want to affect your credit score? The easiest thing to do is apply for a loan which does not need to check your past credit history. Loans like payday loans look at your current income or the fact that you have a job before approving you for the loan amount. They do not look back at your credit score thus not affecting it at all. Hence for quick short-term loans, options such as payday loans makes the most sense if you do not want to affect your credit score negatively.

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