Equity Indexed Annuity

Fixed Annuity insurance is a good way to create a great deal of income these days

. If you are searching for annuity insurance leads, then this article is just meant for you.

Fixed Annuity is an insurance contract that comes into existence when an individual gives the insurance company payment either as a series of payments or a single lump-sum, which may grow tax deferred and then distributed back to the owner for a fixed period of time. Typically Annuities are also termed as pension plans, as they are bought to generate income during ones retired life.

Annuities Retirement differ from all other forms of life insurance in one fundamental way - an annuity does not provide any life insurance cover but instead, offers a guaranteed income either for a lifetime or for a certain period. After the death of the annuitant or after the fixed annuity period expires for annuity payments, the invested annuity fund is refunded, perhaps along with a small addition, calculated at that time.

Best Annuities may help to: -

Receive guaranteed retirement income payments for as long as you live

Protect beneficiaries with a death benefit

Diversify your investments

Assets growth on a tax-deferred basis

Avoid Assets Outliving

Annuities have long been considered as a safe way to earn a good return on your money while deferring the taxes on your gains. We have the Best Annuity Companies that offer Best Annuity Rates and variety of annuity quotes, be it fixed annuity, fixed-indexed annuity or Equity Indexed Annuity.

Fixed annuities offer a specified company guaranteed return, but you pay for that guarantee in the form of modest returns. Variable annuities let you place your funds in any number of investment grade securities and therefore offer better returns, but with greater risks. Whereas, Equity Indexed annuities offer consumers what could be described as the best of both worlds. A market based investment with potentially attractive returns plus a guaranteed minimum return.

Annuities Retirement are an investment, which can offer an income you cannot outlive and provide a solution to one of the biggest financial insecurities of old age, the fear of outliving ones income.

by: John T. Johnson

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