Check your own photographs and records that would be brought out to claim reimbursement
. Meet with your agent to talk about your coverage, and, while you're there, talk about business interruption insurance too, which would replace lost business income. Discuss auto and home insurance too, and even boat insurance -- some businesses do depend on boats to stay in operation. It's obvious that having a plan isn't enough. You have to be sure the plan will work. At least once a year, do a dry run of the plan, and update it as necessary. Make sure your people know what's happening and that they are well informed.