First Time Home Buyers In California

If you have been thinking about buying your first home in California this article will help solidify your choice

. We will look at the benefits of buying a home in the current market, the advantage of owning your own home, and the security that comes along with being a homeowner. For most people buying a home is one of the biggest purchases they will make and if you're a first time home buyer than it can be financially overwhelming. First time home buyers in California have an advantage in the market and the power to help boost the economy in California.

If you are a first time home buyer you have not felt the backlash of the declining housing market. This is a time in which you can take advantage of the economy and not only buy a house at an excellent price but purchase a home you possibly would have to wait years to get. Many programs have been put into action to help people comfortably afford a home. The taxpayer should refer to http://www.ftb.ca.gov/index.shtml to find information on 2010 New Home/ First "Time Buyer Credits that will help you in the purchase of your California home.

Once you own your home feel free to paint the walls purple with polka dots! Doesn't sound like your cup of tea? Well thankfully since you own it, you can pretty much do whatever you want to show off your own personal style. You are now the landlord and although some areas have HOA regulations you can pretty much take pride in owning your home and make the updates that you feel are the best!

If you are not the decorating or remodeling type you can also be excited to deduct the yearly interest on your property tax which you could never do in an apartment or rental. Most people find that the monthly payment on a home costs is less than renting an apartment! Your credit rating can improve and you have financially made an investment in yourself. Just make sure you make your payments on time and have locked into one of the many low and excellent interest rates offered at this time.

Owning a home comes with a lot of responsibility but enhances your sense of independence and ensuring you always have a place of your own. Growing into a community and getting to know your neighbors is a huge step in creating a home for yourself and your family. Creating an environment in which you are looking out for your family but you will have neighbors that will care for you too.

Once the papers are signed and the furniture is moved in you will feel a sense of accomplishment. Successfully obtaining a secure place where your future can grow is one of the original "American Dreams" that we all try to achieve. Eventually the market will go back up giving you the opportunity to sell your home for a profit!

The time to buy a house in California is now. If you are not a home owner and are looking for a home there are so many to choose from at the lowest prices in years, along with low interest rates in which you can lock into. Making the financial decision to secure a future for yourself, obtaining independence with a property that is your own, and financially helping your future are all benefits for first time home buyers in California. Good luck with your search!

by: Kevin Rockwell

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