Its really the same thing. A rose by any other name is still a rose. Whether you need to fix credit or you need a credit fix; you basically want the same thing: A higher credit score, a credit report with fewer derogatory items on it. The question is how to go about doing just that.
Your credit score is the biggest determining factor lenders look at when assessing your risk for any type of loan. This 3-digit number affects the outcome of you getting an auto or home loan; not to mention if you want to refinance your mortgage, manage your debt, and save for the long run. And if you are able to qualify for a loan, your credit score affects the rate you will be offered. Because of this, having a healthy credit score may save you hundreds of dollars every month because you'll be paying much lower interest rates.
There are many ways to fix credit and raise credit scores, and unless you know what they are you probably wont get the results youre hoping for. Understanding the credit repair process makes it faster, easier and much more effective. Hiring a professional assures you that you are going to get the best results possible for your credit fix.
One of the best ways to get a credit fix is to get new credit. Since your credit is primarily driven by your credit accounts over the last 24 months, getting new good credit should help substantially improve your credit scores.