Free Scholarships For Mothers - How To get Free Money For College

The best money is free money, especially when it comes to paying for a college education

. And the biggest sources of free money these days are scholarships and are a much better deal than loans, of course, because you don't have to pay the money back when you get free scholarships for mothers.

Grant and scholarship money, however, is usually based largely on need and is often parceled out on a first-come, first-served basis. As college costs skyrocket, it's important to apply early for financial aid and be aware of any available grants that might help lower your college costs.

Federal Pell Grants. By far the largest grant program,pell grants range from a few hundred dollars to several thousand dollars. These grants are based solely on need, as determined by the student's college of choice using federally approved guidelines. Eligible colleges receive a fixed amount of Pell money each year; once it's gone, it's gone,.

Federal Supplemental Education Opportunity Grants.These grants of $100 to $4,000 are reserved for the neediest of students. As with Pell grants, students apply through their colleges' financial aid offices.

State grants. Most states have some kind of free-money program -- again, often based on need, although some programs are also targeted to encourage study in certain areas. California encourages future teachers, for example, by assuming up to $19,000 of loans if the student teaches in a low-income area, particularly subjects where there's a shortage. Meanwhile, Ohio's main grant program targets its lowest-income residents; once your family's income exceeds $75,000, your eligibility for the grants disappears.

Institutional Aid. This come from the colleges themselves, and they are handed out when federal and state aid isn't enough. Sometimes, colleges will substitute grants for loans to sweeten the deal for a sought-after student. Typically, you don't apply for these grants. But students can increase their chances for an attractive financial aid package by targeting schools that are likely to want them, rather than fighting to be admitted to a school that has plenty of other choice. Click here to get a scholarship now.

Free Scholarships For Mothers - How To get Free Money For College

By: Jade Philips

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