Get A Credit Report On Someone Else - Is It Possible?
Get A Credit Report On Someone Else - Is It Possible
?
Acquiring a credit report is a very simple process. Most people utilize their social security number.
Whenever a company wishes to hire someone or a lending institution is determining whether or not to lend money they generally check an individual's credit scores.
Aurora Lillo Editor of the "Best Credit Reporting Services" website -- http://www.BestCreditReportServices.com -- pointed out;
"...There is nothing illegal about acquiring another person's credit report. This is the entire basis of how the credit system and report works. All an individual needs is a little information about someone, a social security number is very useful in this manner..."
The only downside of this is that when someone other than the individual who's scores are being checked actually views their report the score will go down. A frequently checked credit report is considered one that is suspicious by many or might belong to someone who has a lot of doubt about their personage. It is unfair but it does happen.
There are many agencies online that provide helpful ways to find out another individual's credit history. These are not suspicious sites or shady individual's. Some of these sites are very upfront about the reason why they offer this sort of service. There are many reasons why an individual would need to see another person's credit history beyond simply curiosity. They may be considering them for a job, a loan, a first date, a marriage proposal, a lease for a home, etc. Without the ability to acquire another individual's credit history there would be a great deal more risk in almost all social interaction.
Some individual's might find the notion of checking a potential spouse's credit history as being laughable or silly. These same individual's might not be laughing so hard when they find out that once they are married they share responsibilities for their mate's unpaid debts. They will have a hard life together right out of the gate because they will find it hard to get a home loan, car loan, any kind of loan really. Potential employers sometimes look at the type of individual a prospective employee marries as a sign of their judgment ability as well.
"...Not only is it possible to view another person's credit report online, it is almost mandatory in many situations. The risk involved with some ventures is simply not worth undertaking without some assurance that an individual is willing or able to participate properly. This is true whether the individual wants a home loan or your hand in marriage..." added A. Lillo.
Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.BestCreditReportServices.com