Choosing a credit card is about much more than interest rates or card logo
. The reward programs that come with credit cards have become central to many people's decision and can really make a difference in customer satisfaction down the road. In fact, picking a credit card with the right rewards program really makes the difference between a useful credit card and one that gets pulled out only when you have no cash on hand.
Vacations have become increasingly expensive and often viewed as a luxury to be indulged in only very rarely. Yet there's no need to sweep through months of savings buying airfare and paying for a hotel. There are plenty of credit cards where by the end of a year of normal use at least one ticket or a few nights stay is already paid for.
There are also plenty of completely mundane yet budget saving reward solutions available. For example Citi Thank You points can be applied to student loans and mortgages. For a family struggling to get by even a small help with an unavoidable monthly expense can keep them from falling behind.
There are also cards that refrain from charging interest for the first year, cards with automatic identity theft protection, cards that do have good interest - not important if you're paying off the card each month but critical otherwise - and generally a card for everyone depending on their needs. It just takes a little research and comparison to find the card that is perfect for you.