Help Decreasing Credit Card Debt

The hardship plan therefore reduces the payments to the bare minimum (interests and over the limit fees only)

. However, the hardship plan applies only for a short period, even though you can ask for an extension. The hardship plan does not affect the credit rating (in fact it will help you get a better rating since you will be paying your debts off).

Help Decreasing Credit Card Debt

By: Peter Carville

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