How Much Will Speeding Ticket in Arizona Increase Auto Insurance?
How Much Will Speeding Ticket in Arizona Increase Auto Insurance
?Different auto insurance companies in AZ will react differently to speeding tickets. For example, in Phoenix, your rates may go up by $150 per six months, while in Temple, your rates may raise by $75. Everything is actually more dependent on your driving history rather than what auto insurance company you currently have. Some auto insurance companies such as All State or State Farm are known to be a little more for forgiving for first time speed offenders.
Drivers that are over age 25 and have been driving for at least 7 years AND have not received a moving violation ticket within the last two years will most likely not see a rate increase. Arizona auto insurance companies will increase the rates for people who already have another ticket because statistics have shown these drivers now have a higher risk of getting into an accident. They are put into the higher risk drivers group and are likely to cost the insurance company money in the future by being involved in accidents that will result in damage costs and administrative charges to the carrier.
The actual cost of the speeding ticket will vary depending on how fast and what state you received the ticket in. The ticket can be as little as $50 ticket or as much as $350. Keep in mind that these amounts are before all the court surcharges and fees that get tacked in. These extra fees can be as much as $200 in some areas. Drive slow and safe and you will not have to worry about wasting your money on these fees.