How To File For Bankruptcy With The Help Of A Chapter 7 Lawyer In Phoenix

How To File For Bankruptcy With The Help Of A Chapter 7 Lawyer In Phoenix

Filing for bankruptcy can be a difficult task, especially when you don't have much knowledge pertaining to this field. This is why you require the services of a skilled Chapter 7 lawyer in Phoenix. Given are some ways in how a Chapter 7 attorney will help you in the entire process. Compile a list of Credit Card You should first make a list of all the credit cards in your name. Make a list of the credit card companies and the account balance on each card. Include the account numbers, as well, in this list. In addition, include the amount which is not displayed on your statement. Call up the credit card firm and ask them to mail the account balance. Bank Statements Collect all your previous bank statements. You will have to get statements for checking as well savings account. Do not forget to include the certificates of Deposit accounts. Your bankruptcy attorney will then go through the bank statements. Collection of Paperwork Collect all the income related paperwork. It is important that you provide a proof of total income to the court. For instance, you need to prove that you cannot pay outstanding debts. You need to collect income statements and pay stubs. A bankruptcy attorney will guide you in the entire process. Keep in mind that you should also list down the royalties along with the stock dividends. Identifying Assets and Liabilities The Chapter 7 lawyer will identify your assets and liabilities. He will prepare a list of assets like stocks and any business inventory you own. Similarly, he will prepare a list of liabilities consisting of mortgage payments and vehicle payments. In addition, the attorney will also help you in filling forms. Thus, filing for bankruptcy is impossible without the services of a skilled Chapter 7 lawyer from Phoenix.

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