Pass up applying for several accounts. To dump debt is generally the fundamental thing, thinking when it comes to getting a raise in your credit score. Most people do this by applying for new accounts or loans in the hope that they can raise enough money to pay their existing debts. What they don't realise is that every time they apply for a new account or loans that banks are running a cheque on their credit history. Each cheque will lower your score, so except it's categorically crucial,