How To Obtain Auto Insurance Without Drivers License

It is just a given that anyone who owns a vehicle must have auto insurance

. This is not only a safe practice, but it is required by law. However, there is also a group of people who do not own license that allows them to operate a car legally, and yet they need auto insurance for a legal or liability reason. Here are a few tips for obtaining auto insurance without drivers license:

Be honest and open with insurance providers. If they feel uneasy or that you are not telling them the truth, they will be much less likely to give you what you are seeking. But if you are willing to explain your situation with all honesty, they will likely be understanding and you will leave with the policy that you needed.

Companies will often be willing to provide temporary coverage for special situations. If you are in the process of getting your license and are training or trying to pass the test, they will offer a month or two of coverage and then require your license for renewal.

There are some companies, especially smaller internet businesses, which will never even ask for your license when you apply for insurance coverage. This type of business seems slightly shady and hard to trust, but if you do not want the hassle of explaining your situation to another company, you could consider this as an alternative.

If you have done something to cause your license to be revoked or suspended, you will need auto insurance proof to take to court. If you did not have auto insurance previously, this would be a reason to get it now.

Another option besides receiving temporary coverage while you do not have a license is to insure your vehicle under another person such as a family member. You can still pay the payments, but of course, this is only feasible in a relationship where two people know each other and feel they can trust one another. It is not recommended to do this for someone that you do not know well.

While there really are legitimate reasons that one could need this type of insurance coverage without a license, it is necessary to say that one should never ever operate a vehicle without a license. Not only is this illegal, but you would be putting your life and the lives of others at risk. This is not worth it for any reason. Don't do it.

by: Lance Thorington

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