How to Protect A Prepaid Credit Card

How to Protect A Prepaid Credit Card

How to Protect A Prepaid Credit Card

It's a saddening story but pre paid credit cards are now becoming a target for criminals. More and more cases of fraudulent account withdrawals and other unauthorised transactions are being reported it becomes alarming. But, don't close that magnificent card yet. Early reporting of these anomalies can save the account. Still, here are some useful safety measures to give maximum protection for the friendliest plastic in town.

Don't divulge a visa pre-paid PIN to anyone.

Relatives, cousins, acquaintances, don't ever divulge a PIN. Money is the root cause of all evil. Giving other people unworthy access to an account will provide an irresistible temptation. Also, the internet has made it easier for everyone to make new friends. Every new friendship is refreshing and can provide a better view of life. But, beware of those that only want friends for their money. Some crooks disguise themselves as such. When they have gained ones trust, they would ask for account information or steal it and this is where the anomalies begin.

Be alert during check outs.

People really love flattery. That's why it's a strategy for merchants and especially dining crews to be so respectful. Due to this, some people just give off their cards without a second look. Although most of them are really sincere, some waiters are so sneaky. To prevent being victimised, make sure that there's only one scanner. Some dishonest employees use extra scanners to get access to the account information of incautious customers. Do-it-yourself scanners can give maximum security. Just be sure stand while entering the PIN to block their view of the keypad. Better yet, use hands to cover the pads! Just smile sheepishly after doing so, not to commit further insult. But hey, card PIN's are sacred so merchants will perfectly understand this.

Don't fall for a "banking emergency".

Sometimes crooks make use of this statement. They would pose as bank representatives and tell customers about a slight problem with regards to their account. And a simple verification of the account will automatically straighten things up. But, don't crack under pressure and just hand over these crucial details, ignore them. Real bank representatives would not ask for this type of information. The bank has all the account information they need. They store it in a safe place and computers have back-ups. If still uneasy, take time and go to the bank. Spending a few dollars worth of petrol in driving there is cheaper than thousands of irreplaceable stolen dollars.

Preventing a visa pre-paid account from being hacked is so simple, provided these easy to do steps are followed.

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