Identity Theft--6 Tips to Help Restoring Your Credit

Cleaning up the mess left by identity theft is time consuming

, stressful, and expensive. Some people actually give up and just pay off the fraudulent charges of identity theft because it's the only way that they can improve their credit rating. Here are the steps you need to follow if you believe that you are a victim of identity theft:

Step 1: Contact the Three Major Credit Bureaus

Contact the fraud departments at each bureau. Explain that you are a victim of identity theft and that you would like to be contacted personally before any credit is issued in your name.

Equifax (800) 525-6285

Experian (888) 397-3742

TransUnion (800) 680-7289

Insist that they place the account under investigation for identity theft if it is to remain on your credit report.

Step 2: Order Your Credit Report.

Order your credit reports to check for accounts that may have been fraudulently opened in your name. As the victim of identity theft, you are entitled to a free copy of your report from each credit bureau.

Step 3: File a Police Report

Companies who have issued credit in your name will not take you seriously without a police report, which will protect your legal rights.

Step 4: Contact Your Local Post Office

If you were a victim of identity theft due to someone stealing your mail to obtain your information, officially report this fact to your local postmaster.

Step 5: Contact the Social Security Administration and Department of Motor Vehicles

If the thief is using your social security or driver's license number to commit identity theft, you might need to obtain new numbers from these agencies.

Step 6: Contact All The Companies Who Granted Credit to the Identity Thief

Communicating by telephone does not protect your rights. Send certified letters and insist that they communicate with you in writing.

If you're looking to find more information on identity theft or need help restoring your credit, you should take a look at the website below this article for more information. The website provides a full course that teach you how to quickly fix your credit. Click Here to Visit the Website Today!

Identity Theft--6 Tips to Help Restoring Your Credit

By: hei55

POST COMMENT

4 Ways to Fix Your Credit--Credit Repair In Minutes Credit Solution Repair is Best Solution to Fix Your Credit Bad Credit Car Loans For Dummies Why One's Credit Scores Vary 5 Ways To Improve Your Credit Score Credit Card Consolidation Without A Loan Home Loans - Ways to Get Home Loans Regardless of Bad Credit Best Mortgage Rates - Bad Credit Notwithstanding Live in Your Own Home and Develop Your Credit The Do's and Don'ts You Need to Know in Managing Credit Card Debt Bad Credit Loan Obama's Federal Grant Program Can Help You Pay Off Credit Card And Personal Debt Immediately - Free Money! Business Credit Report: Procure Credit Report To Know Your Fiscal Status Budgeting Is Vital To Repay Credit Card Debt