Identity Theft: Precautionary Measures To Observe

Since identity theft is rampant these days, people should be alarmed to take measures to protect them from it

. To be robbed off your identity is trouble. It could cause you thousands to millions of dollars or even more. Luckily, there are identity theft protections one can take as a precautionary measure not to fall prey to criminals.

The 2 most important data to guard are your financial and personal information. Financial and personal information are the most valuable data that thieves are most interested in. This is because they can use it to establish new credit account, bankrupt your account, acquire property, and commit other crimes with it by the time they have your information.

Financial information like the credit report is something one should regularly check. There might be some transactions that did not reach you personally but was entered into your report. Checking not only erases discrepancies but much importantly guards you from identity theft. On top of this, you can also request free copy of your report. Free report can be requested once a year.

Social security card at all times should be given extra attention as this is the master key for criminals to pursue on theft. SSN and other credit cards should be left at home in a safe place if not necessary to take it with you. Changing your password frequently may not give a criminal a chance to get into your account.

The same care should be done with your personal information. It should not be released to anyone you cannot establish his legitimate intention of asking for it. Deceptive individual who poses to be representative of certain company are always on the rise just to get valuable information from their victims.

Address, telephone numbers and driver's license number should not be written in credit card receipts. If you are careless with these receipts, your personal data will go to the wrong hands that are eagerly waiting for it.

Passport, birth and marriage certificates should not be carried when not necessary to bring. Aged receipts, applications for loans, records from banks, and any other personal documents should be torn into pieces before deciding to put it in the garbage bin. It is better to adapt these as identity theft protection rather than doing nothing at all and be a victim.

There is nothing more important to protect oneself from theft but to keep an eye on all your personal and financial information. This identity theft protection is simple but effective enough to ward off criminals.

by: Leo Chu

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