Improve before you move!

Improve before you move!

Improve before you move!

With declining house prices and tightening margins, it has been even more important to be prudent on expenditure. For some, to combat the risk of falling into negative equity one option is to sell-up and purchase somewhere cheaper. However, with reduced mortgage lending, more home-owners are deciding to improve our homes to increase their value even if they are about to sell. But how to achieve the most from your money and how to finance your improvements? Here are some tips below that can help to make the most out of your home and make improving it an easy process.

1. Extending your house. Perhaps the most obvious of the list, but make sure it is done correctly. Any structural changes should involve qualified professionals to help. Whilst this will cost the most, it is the best option for adding value provided it is good quality.

2. Conservatory can add that much needed space your prospective buyer is looking for.

3. The kitchen is often considered the heart of the home, and a modern updated kitchen can significantly enhance the house. Even just replacing cupboard doors can be beneficial.

4. Utilising wasted space, such as loft space is another top project to add value. If the budget is tight or planning limits external works, internal alterations are the next best route.

5. Central Heating is so commonplace, that without it a house feels dated, and with the advance of energy efficient boilers, you can increase your efficiency rating.

6. Refrain from too many small changes such as with furnishings- most add little value and are often replaced by prospective buyers who have their own unique taste. However, financing for smaller projects such as flooring or replacing a boiler is available and can be a worthy investment.

7. Consider removing carpet from your bathroom, or going all out and replacing your bathroom or even just adding a shower, or an ensuite.

8. Ensure you have your finances sorted. Finding the correct finance can be as important as choosing the correct builder or plumber. Picking the wrong type of finance for the wrong term, or from the correct lender can be costly. By using professionals such as Imperial Blue Finance (www.imperialbluefinance.co.uk) can provide you with the right financing you require for your project.

9. Know your market- to get a top bespoke kitchen in a modest semi-detached house will most likely not add significantly more value than a cheaper kitchen, to install a cheap kitchen in a country estate would most likely de-value the property- in this case it would be worth getting more finance to recoup expenditure.

10. Get professional advice: go to your local DIY store to discuss option you can do yourself, and your local tradesperson for professional services. For all your financial needs visit www.imperialbluefinance.co.uk, your local finance provider.

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