A complete report on the manufacturer's trend of production gives information on
how fast their products are produced and sold and this gives an idea of how well a manufacturer can generate income. Reports from trade sources detail a manufacturer's reputation in trading. Bank and financial reports are also important determinants of a manufacturer's qualifications for industrial loans because they reflect a firm's financial stability and they show a firm's history in managing its finances. They also show how a manufacturer has made use of its earnings for the year, how previous loans have been repaid, and how it can pay for future borrowings. An evaluation of these different factors is truly important before the approval or disapproval of industrial loans.