In this case you need to be very careful. Make sure that if you select any of the lenders you know their track record and also have a check at the kind of loans that people have been opting for from them. There are times when you feel that you have a bad credit record and thus you will not get good and quick short term loans. But then this is just not true there are a lot many different lenders who also provide good amount of short term loans with low rate of interests to you. If you do not know a few such lenders then you can take help of the offline as well as the online method. Make sure that when you have to look out for such a lender you put in great efforts and find the best one.