Money back credit cards are chosen today by many people including small business owners because its easy to collect bonus points and earn rewards. This type of bonus program also enables you to use your rewards as cash or as additional funding to your business. Types of Reward Programs: Money back credit cards or business reward credit cards are placed in different categories based on the rewards the card provides. These programs are: Frequent Flyer Miles Programs Gas Reward Programs Cash Rebate Credit Cards Money Back Credit Cards or Cash Rebate Credit Cards: Money back or cash rebate credit cards work very well for small or in-home businesses or individuals with large families who charge a large amount of expenses on their credit card. If you own a small business, this is the type of card you should definitely take advantage of. How the Cash Back Rewards Work: All cash rebate credit cards offer different terms and conditions depending on the issuing company. Some business reward credit cards offer cash-back rewards from all the purchases you made with your card while others only give cash back rewards if the purchases are made from only their pre-selected affiliate merchants. The best cash reward credit card program should work in a very simple manner. For the specific amount of purchase the money back credit cards owner charges to his credit card account, that person will be earning a corresponding rewards point. Most often, business reward credit cards give at least one point or two points for every dollar charged to the card. These points also correspond to cash dollars that the card owner can use to make new purchases or to pay towards the balance that is due on the account. The process is actually very simple. The main key is to do your home work when choosing a cash back reward credit card. Be sure to compare each companies fees, terms and conditions. Discover Card usually has the best offers regarding these types of cards. For more information on money back credit cards please visit: http://www.NewBestCreditCard.comAbout the Author: