Owner financed are available across the USA to anyone regardless of their credit
as long as they have a down payment and can afford the monthly payments. A huge plus on an owner financed purchase unlike a rent to own or other similar type purchase is that you actually own the property and it is deeded to you at closing. Therefore you are able to enjoy all the benefits of ownership including tax deductions etc just as you would if you had qualified and purchased with a bank loan.
Homes that are available range from vacant land and acreage to multi million dollar estates. Because of the tight credit and slow real estate market many homes are now available than ever before and at good prices and rates. You just need to know where to look which isnt difficult as owner financed homes are available virtually everywhere. Search the net or ask any real estate agent or broker.
There is no longer any reason to delay your home purchase especially if credit was your reason for not buying since many sellers who offer owner financing do not even check your credit record. There are even extra incentives from the government to buy right now and you could even qualify for $8,000.00 even on an owner financed home. Do your research and be sure to always seek the services of a competent real estate attorney before you execute any contracts as again it may cost you a little but could save you a lot on your new owner financed home.