Payday Loans Dialogue

Payday Loans Lenders: Do you need a cash advance to get you through until next payday

?

Payday Loans Customer: Yes I need some cash, but not a loan, just a little cash to hold me over to payday.

Payday Loans Lenders: Payday loans are short-term loans, not at all like a long-term loan. Payday loans are also known as a cash advance, quick cash, fast cash.

Payday Loans Customer: I don't have good credit. I don't think I could get approved for payday loans.

Payday Loans Lenders: You're in luck because payday loans don't even look at your credit. Payday loans lenders don't lend money based on credit history or credit scores.

Payday Loans Customer: So, what's the catch? Any loan or cash lenders ask for your credit score. I can't even rent an apartment without my credit score being checked so how does payday loans lenders not check credit. That sounds fishy.

Payday Loans Lenders: No credit score requirement is the greatest thing about payday loans/cash advance! There is no catch. Apartment rentals are long-term agreements just like loans are. These loans work on a different payment scale than payday loans/cash advance. A cash advance or payday loans are short-term--no more than thirty days. So, your credit score and credit history doesn't come into play on these types of loans. Payday loans lenders do want to check to make sure you're able to pay them back and payday loans lenders do this by requiring their loan applicants to provide proof of income or proof of employment so that the lenders know that they're giving a cash advance to someone who is financially capable of paying them back. So, payday loans lenders, instead of checking your credit score and credit history will check your employment so that when your next payday check arrives you're payback to the lenders is guaranteed.

Payday Loans Customer: Oh, okay. That makes more sense. That is really great that I don't have to have lenders check my credit. I was afraid that I wouldn't be approved for a loan if my credit history was not so great.

Payday Loans Lenders: That's right. Again, one of the most convenient things about payday loans is that there is no credit check. Whenever anyone does a credit check on your history this will affect your credit so getting payday loans or a cash advance doesn't affect your credit score either.

Payday Loans Customer: So, how do I get a cash advance or payday loans?

Payday Loans Lenders: Simply, find a payday loans office near you. You can do an online search for lenders near you or you can even find payday loans lenders who have online applications. Online applications makes it so that you can get your cash advance even more quickly and more conveniently! The information you need to bring to your lenders or the online payday loans application is your basic identification information (address, etc.), your bank account information that you want the cash advance sent to, and employment proof. Make sure you read the payday loans application to see what forms of proof the payday loans lenders require.

by: Jeffry Capwell

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