Before taking out credit take a quick look at your current situation and ascertain whether or not there are any other options open to you
. One of the best options when you're looking to secure some more cash is to approach friends or family and ask for a very small short term loan sometimes this can be a more feasible option and one that will end up costing a lot less in the long run. Only when this has been crossed out as an option should you consider approaching credit companies or other institutions who can lend you credit.