Over the last 12 months the post office has been researching the financial market and according to the outcome more than 7 billion of personal loans have been signed off by a new bank called the "New Bank Of Friends" it would seem that this bank has taken the market by storm, even with the gloom of the personal financial industry.There are more and more people asking their friends for help to boost their finances since the lending institutions and banks have become more stringent. It has been claimed by the people in the United Kingdom that just over 25% of people in the last 12 months have lent money to friends, the average loan amount lent stands at