Whatever you are working towards, you will want an account that you can check up on at any time
. Like many current accounts, some providers will let you access your savings online, over the phone or in-branch - giving you the flexibility you need. If you are happy with the rate of interest on offer, you should also consider the option to make unlimited withdrawals and deposits - which some accounts don't have. These can be handy if a financial emergency arises and you need to dip into your funds and replace them later. However, you should always remember, the longer you leave your money to accrue interest - the sooner you can achieve savings goal.