Secured Credit Cards Are Not Just For People With Bad Credit

Again, make sure your lender reports your payments to all three national credit bureaus

and don't miss or delay a single payment and you should see improvements in your credit score in as little as six months to a year, depending on where you started. The best secured credit cards allow you to convert them to unsecured cards after a certain period of timely payments. Transitioning to unsecured cards as soon as you can is best because they usually have lower fees (or no fees at all), a lower interest rate, and fewer restrictions.

Secured Credit Cards Are Not Just For People With Bad Credit

By: Mark Andrade

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