Times are tough, times have been tough and times may continue to be tough into the future
. What I'm talking about is the worry and mess of the economic and financial climates. These hard times may have meant that you're now in over your head or that you can't meet your borrowing repayments. You may have accrued bills or outstanding debts that need paying, or you may just need some extra money to get you back on your feet and get the debt collectors off your door step. Some times family and friends can step in and help, but you may not wish to burden your friends or family or want to ask them for fundage, however there is an alternative....
If you are happy with the idea of borrowing some money to pay off what you need to, and likewise are happy with asking someone to help you get that finance (although not directly from their pocket) then maybe the idea of guarantor loans will appeal to you? These products allow you to borrow up to 5000 pounds and repay the money over terms of up to 5 years - This could allow you to get back on your feet and be able to make the loan obligations. To do this, you'll need to know someone (a homeowner) who would be willing to back your loan application (essentially agree to meet repayments should you be unable to fufil your obligations). If you can find a friend or relative who is willing to help you out and do this, then you may be able to get the money you need without offending someone too much by asking them directly for money! You may find that friends and people you know are more open to this idea than direct help - just be sure they're aware of the terms they may need to sign up for.