Shop According To Your Budget

Are you a kind of person who swipes credit card whenever you find something great

? You use your credit card but at the end of month, you are not capable of paying the generated bill. Majority of people will nod their head while reading this statement, so you are not the only person facing this problem, you actually belong to the majority of those group. But there are some ways through which you can have control over your spending and create your credit at the same moment.

Here, we are talking about prepaid credit card. This kind of card actually works in the same way like other cards in the market. Rather than paying a bill at the end of each month, you will have to pay the bill in advance. Let say, you would like to spend $300 in a month. Thus you can put $300 in your prepaid credit card and the moment you reach that score, you wont be able to spend anymore otherwise the card will be rejected.

If you have applied for a credit card which has the log of Visa or Master card, then you can use it anywhere you exercise your other card. If you want shop from internet stores or any other local store, these cards can be used, as they are the major brands and are acceptable Worldwide.

The best thing about this card is that if your prepaid credit card gets stolen, then you are only responsible for first $50 similarly to your other credit card. When you start applying for the prepaid credit, then make sure you pick up the one which have a major logo and that reports to the credit bureau as well. Majority of the prepaid credit cards does not have fees but you just check out to ensure the one you have doesnt.

by: Shailesh Smith

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