Taking A Financed Cruise With No Credit

You have waited your whole life to go on that once in a lifetime cruise

, but you just cannot seem to come up with the thousands of required dollars all at once to make it happen. With the economy being in the sad shape that it is in and the workforce being as uncertain as it is, you might be one of the millions of people who are so stressed and so ready to take that cruise if only you could be extended credit to make it happen!

The good news is that there are some companies, online shopping clubs, that extend credit to people every day to finance all types of cruises, vacations, trips, getaways and voyages. Credit with the best companies is no issue the best ones do not require any kind of a credit check! As if that was not enough to make you get online right now, these top companies also will do all of this without charging you interest! If you were to finance your cruise using a credit card these days, chances are pretty good that you would be stuck paying up to almost 30% in interest, which would take you 30 years to pay off. Of course, by the time you did pay it off, you would have paid back quadruple what you initially borrowed, all because of interest.

So if these online shopping clubs charge no interest on what is borrowed, how do they make their money? They require people to sign up as members, and they pay a very reasonable membership fee to have access to these terrific travel deals. If you get to the point where you are all set to go on your cruise but find that you have nothing to wear, the best part is that many of these same online shopping clubs extend credit to their members to purchase all kinds of other things including apparel and clothing, shoes, accessories, jewelry, digital cameras, computers, and much more too so that you will be all set to have the time of your life on that cruise without having to worry about the money.

It seems almost everyone these days has some type of trouble with their credit, and if you find yourself in this situation, you do not have to give up your dream of taking your loved one on the cruise of a lifetime. Filling out a quick application is all it takes for most websites in order to get the ball rolling and being on your way to a much needed break from the workplace (or lack thereof) and from the wounded economy. The most popular cruise packages that are offered include accommodations in ocean view or interior state rooms on scheduled sailings of three to seven nights. The best packages also include things like meals, beverages, entertainment and activities on board, port charges, government taxes and other fees. Usually, financing will be available for a maximum of two travelers. You should be aware though that mainstream packages do not usually include airfare, shore excursions, gratuities, alcoholic beverages and other personal expenses.

by: Phoenix Delray

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