The ABC's of Prepaid Credit Cards

Getting a full grasp of how these new yet magnificent financial tools is easy like an ABC

. For a simpler understanding, remember these little A's, B's and C's when getting prepaid credit cards.

1. "Application"

The alphabet begins with an A and so does all card transactions. Yet, the prepaid credit card application is the easiest "A" in using a plastic. It won't get its future users under the tight and painful scrutiny of credit checks and best of all- APPROVAL IS GUARANTEED! No more tweaking that credit record or playing saint to creditors because even bad credit people can get a card. Moreover, it won't require a stable job or good employment record to avail of one. Imagine; even teens can attain this card! With the smallest of identification requirements, the card will be released in an instant. It also has a high security PIN and a free ATM feature. With a card at hand, they are now ready to learn their next letter, B.

2. "Buy"

What else to do when a card is already available? Well then, buy. Buying things with a prepaid credit card is like owning the world. Friendly and helpful merchants will highly accept the cards because visa prepaid is accepted worldwide. Users will only have to pay a dollar per transaction. If they are even savvy, they can list down their purchases and buy in bulk to save more money. They can even have safer deals online by loading the card with the exact amount. Moreover, visa prepaid can get the best exchange rates when travelling abroad. It even offers rewards and incentives to its faithful patrons. Plus, its limited funds can pose little danger once the card is stolen. Time then to learn what "C" is all about.

3. "Charge"

This can also mean change. Once the card gets stolen, a card can be easily blocked and replaced in no time. Notifying the card issuers within the first 24 hours is the best idea because the friendly staff can easily block the account for them. However, if their major mishap is low balances, learning about how to charge and recharge the account is easier still. Prepaid credit cards have many simple and friendly reloadable options wherever they are. They can charge it online, on a regular bank, and even major malls nationwide. Even their paychecks can be directly loaded by their employers on the card.

So folks, remember these ABC's for a simpler life with prepaid credit cards.

The ABC's of Prepaid Credit Cards

By: Sean Teahan

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