The Real Truth About Credit Card Reports

Credit card bureaus are very bad at maintaining accurate records

. In truth, there is no less than a 1 in 3 possibility that your credit card report consists of inaccuracies and that is the lowest estimate. The Charles Givens firm estimates that an unbelievable 90% of credit card reports consist of inaccuracies!

So as you have seen, using perhaps the low estimate, it is extremely probable that components of your credit card report have mistakes, or might not even become the perfect accounts in the least! But worst of all even Just one mistake may result in you being refused for credit card!

The Fair Credit card Reporting Act

It is because of these violations in credit card reporting that the USA Congress passed the Fair Credit Reporting Act (FCRA) in 1972.

The FCRA empowers the customer under Government law regarding their credit card report, included in this the authority to insist that credit agencies confirm information within their credit history the customer believes has been reported inaccurately.

We Consider Potential Mistakes On Your Credit card Report

All of us well-versed in customer rights underneath the Fair Credit card Reporting Act, and also the remedies accessible to you to make certain that everything in your credit card report is being reported accurately.

We'll evaluate and examine your credit card report and check for things that we think, depending on our knowledge, have a superior probability of being wrong. After identifying probable items or worry, we'll show you in working with the main credit agencies to make certain that mistakes are repaired, as essential for FCRA.

In conference along with you, we'll prepare and practice a method to assist you confirm and verify that all the accounts in your credit card report are being reported correctly to verify and confirm that it was you in reality who applied for those accounts in question, and that every detail of those accounts has been reported accurately.

We'll show you in performing the plan and we'll work with you in the performance of the plan until every item in your credit card report have been either verified as accurate or have been corrected.

by: Renetta Creech.

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