Turn Credit Card Fraud On Its Ear With An Invaluable Bin List

What you are about to read about the coveted BIN list just might rub you the wrong way

. However, in the end and when all is said and done, you will come to appreciate this information in more ways than one.

In fact, this brilliant tool gives you the power to control and manage fraudulent credit card transactions and charge-backs, saving you far more money in your business than you ever thought possible.

Accessing a BIN list is one of the best kept secrets to hit the financial industry in years. And get this - an updated BIN list has the potential to increase your cash flow like crazy.

Because your business is your bread and butter, keeping your merchant account in good standing is the nerve center of a positive financial state. It is critical to your bottom line that you begin to use the BIN list database to keep a close eye on credit card fraud and an usual number of charge-backs.

There really is no better way to keep your business from being hurt by credit card fraud or wreaking havoc on your merchant account.

Even better, you can set up your business to run a regular BIN list search so that you no longer have to wait for consumers to take the initiative and cancel lost or stolen credit cards. A BIN list puts you one step ahead of the thieves.

And not only are you protecting yourself and your business, but you are helping consumers as well. With BIN list credit card numbers you can begin to accumulate a database of transactions that have been flagged as being or having the potential to be fraudulent.

On top of that you can also have a bank BIN list of specific card issuing banks in certain countries that continually give you problems you are processing credit cards or debit cards.

Simply put, you can take your own BIN list bank identification number database and use it to make better business decisions.

The BIN list you'll have access to will simply be a list of BIN numbers assigned to:

All Major Credit Cards (Visa, MasterCard, American Express, Discover)

All Bank Debit Cards

All Prepaid Cards and Gift Cards

BIN numbers are the very first six numbers on the front of each credit, debit, prepaid or gift card. Anytime you run a transaction, you can use the bank identification number BIN list to very card holder information including shipping and billing information.

Your BIN list search will more than likely give you access to a good deal of unique and telling factors about the credit card, debit card, gift card or prepaid card.

You will also find out information about the bank issuing the credit card and the card holder. This information is precisely what is necessary for determining if your company should process or flag the transaction.

by: Gen Wright

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