Use Car Leasing To Get The Car You Want For Christmas

The weeks leading up to Christmas are a magical time of the year for most.

From the smallest of villages to the largest of cities, Christmas lights and decorations are in abundance, events are happening every weekend and there is an electric atmosphere that cements the fact that Christmas is only around the corner.

Yet for those who need to buy a new car before Christmas actually comes around, the time can be anything but exciting.

Leaving many wondering how they're going to afford any car, regardless of whether it's one that they actually want or not, it can be a difficult time and put somewhat of a grey cloud over Christmas.

However, there are several ways to buy the car that you want before Christmas and with at least one suitable option for people in every eventuality and to cater for their individual circumstances, to alleviate any panic and worry, it more often than not requires you to have a look through the following six options.

1. Consider car finance packages - arguably the most popular option after paying for cash, car finance packages allow you to spread the cost of the car over a set number of months so that rather than having one single payment, you could have 12, 24, 36, 48 or 60 monthly payments. Some of these are car leasing, hire purchase and car loans.

Car leasing agreements - this option is used by 57% of all people that bought a car in the first half of 2010. whether you take out an Audi car lease or a car leasing agreement on a second hand Ford, they simply allow you to have the car that you want without actually owning it, as you pay a monthly fee to lease the car off the dealership, receiving a new model once the agreement has finished.

Car loans - one of the fastest ways to get the money that you need, head down to the bank that you have an account with and discuss your loan needs. They might not be able to offer you the most competitive interest rate, but it's highly likely that they'll be able to offer you some type of loan, as they'll have access to all of your personal financial records and can see exactly what comes in and goes out each month.

2. Use your savings - not a particularly popular option if you've already spent - in theory, at least - the money in your savings on Christmas, if you have the money for a new car and actually need rather than want one, it's recommended that you use your savings and cut back on Christmas.

3. Part exchange your old cars and other unused vehicles - if you're struggling to raise the cash for your next car, what you have to realise is that most dealerships will not only take your current car in part exchange, but they're also likely to take any other vehicles you've got.

Of course, you might not get much for an old car without any tax or MOT, but if you've got a second roadworthy car that you don't really use, you could save yourself money on the cost of your new car by trading this in, too.

by: Mark Rourke

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