So many times people feel like they are being held back from getting financed for an auto loan for a large variety of reasons
. Some of the more common ones are that they need a used vehicle but can not afford one so they need to get financed for one. There is also the very common fact that you are applying with bad credit and that does not typically go over well with most lenders either since they will see both as a high risk or if you have both then you are doomed when it comes to most lenders. There are lenders though that are going to be more than happy to work with you and all you will need to do is find them. The best place to make this happen is going to be at used car dealerships that finance bad credit.
The question that many people ask at this point is where do I find a car dealer that finances bad credit? The answer is simple and the fact is that there are probably a dozen used car dealerships in your area that will do this for you. All that you will need to do is locate one either by going to the dealership and asking which can be a hassle or you can get pre approved online financing. If you are getting pre approved for on lot financing, then the online lender is going to be setting you up with a lender in their network that handles on lot financing. The best part is you will be guaranteed the rate that you have settled on when you got pre approved for the loan.
Once you have found a website that you would like to work with all that you need to do is go ahead and apply online with them. The application will typically take only a few minutes and you will then be able to be approved within a day after you have applied (sometimes even the same day depending on the day and time that you apply). After all is finished though it is time to head down to the dealership and find the used car of your dreams and drive away loving every second of it, but dont forget to make your payments as well.