Using Bin Numbers To Detect Credit Card Fraud

One of the prime requirements nowadays for you to purchase products online would be up credit card

. If you do not have plastic money, then most of the purchases that you would want to do will not be possible. In the event of you procuring a credit card, you should always ensure the fact that there are a number of people who would be willing to steal all your sensitive credit card details, in order for them to buy products from a particular e-commerce shop, with your money. If you are a Webmaster, you should not let such security loopholes exist in your website. Always ensure that you have a very good bin numbers checker.

The work of such a checker would be to tally the bin numbers of the credit card that has been given in the transaction, with its bin numbers database, and find out if the correct details have been given about that credit card or not. If you find that the details do not match in one or more fields, then you can be pretty sure of the fact that the credit card is being used for fraudulent transactions. If such a security measure is not in place, then you can be the subject of a lot of chargebacks, which would leave you high and dry.

For you to secure your website there are a few essential items that you should procure. There are a lot of database that you need to procure of certain credit card companies, which are used by a lot of people from all over the world, and they happen to be bin numbers American Express, bin numbers Visa, and bin numbers MasterCard. Having such bin numbers database can not only enhance the software or the online website which you were using for preventing credit card fraud, but it would also give you the required amount of information that you would need in order to make a judgement for yourself, as to whether any sort of fraudulent transactions are happening from your website or not.

You would have to firstly choose a platform for your security arrangement. There are a lot of software as well as websites that can provide you with this required service. One thing you must know that there are free providers as well as subscriptions. You should always go for the paid providers, due to the fact that they would provide you excellent database, which is updated regularly, and has a healthy bin numbers search feature. This would come in handy when you happen to be searching for credit card information. Getting a huge bin numbers credit card list would come in handy, and whenever a transaction is taking place within your website, you can add that moment, make up your mind as to whether that transaction is legitimate or not. A simple bin numbers lookup would give you the desired results within a matter of minutes, and future chargebacks can be avoided.

by: Gen Wright

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