Want the Best Incentives on a Houston Chevrolet? Check Your Credit

Want the Best Incentives on a Houston Chevrolet

? Check Your Credit

When you are heading over to our Houston car dealership, you should already know where you stand credit-wise. If you don't, there is no way to ensure that the incentive deals our Houston Chevrolet dealer has to offer will be something you are qualified to receive. We have lots of incentive offers all month long on our Houston Chevrolets but if your credit is not where it should be, your options will be limited.

Credit scores are an important part of your overall financial picture. It's a good idea to order a copy of your credit score as soon as you think you are ready for your next new Chevrolet. It will cost you about $15 from each of the three credit reporting agencies, Experian, TransUnion, and Equifax. Credit scores under the 720 range may not be eligible to receive the best interest rates or financing options. If your score is below that range, take the time to boost your credit score before hitting our Houston Chevrolet car lot.

Boosting your score is not impossible. Here are three things you can do right now to improve on your credit score:

Keep Up With the Bills

Your payment history is a big part of your credit score so make sure you pay on time every single month. A missed pr late payment can seriously drop your credit score so stay on track at all times to ensure your credit score won't suffer.

Keep Credit in Check

Credit cards are a good tool for keeping credit scores high but misusing them can cause credit problems. Never overextend your credit resources. Carrying big balances on your credit cards affects your credit so make sure you pay off balances in full each month and make sure you spend wisely when you do use credit.

Maintain Different Types of Credit

The type of credit you have can affect your credit score so make sure you have a good mix of credit accounts instead of just one kind. For instance, if you only have credit cards, your score may be lower than if you maintained a mortgage or payments on a small personal loan.

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