What Is The Importance Of A Free Credit Report

Everyone knows that having solid credit is exceptionally important

. With a low score, a person couldn't even be able to buy bubble gum on credit! For this reason it's imperative to acquire a free credit report every so often and check up on your credit background information. Not just to be sure that no business or bank made any mistakes, but to also be certain that there is no one that has fooled around with your identity! When was the last time you checked that credit report of yours? Even every four or five months is too long of a time to wait in my view. These days, you can get a free credit report tomorrow and then somebody walks off with your identity in a short period of time from now and destroys your credit over the next four or five months and by the end of the year, you're in deep financial trouble! What would you do if you are that person? I do not believe there is anyone that would be able to do much about it and have it straightened out in a short period of time. You dispute the charges and notify the authorities, yet it wouldstill take many months if not yearsbefore your credit is even a semblance of what it used to be. What would you do while waiting should you need to lease a house or apartment, need to lease or buya car,get someinsurance or just about anything else that is credit related? It's by no stretch of the imagination easy to merely file a claim against a mistake on a credit report and have it go away overnight. Then, in case of identity theft claims, therewould have to becountless investigationsinto the matter to ensure that you are not the guilty party responsible for the fraud! Who wants to be a part of that nightmare? No one sane, I would imagine would want that to happen! For this reason it's imperative to obtain your credit report and look at it throughly on a frequent basis. You can obtain a free credit report online without any catches! I always make it a priority to get my report every month and print it out for safekkeping. You never know how important it can become in case of treouble. It could mean the difference between a calm relaxing life or a traumatic, frightening one! Is not looking at a free credit report woth the risk of not looking at one?

What Is The Importance Of A Free Credit Report

By: MARK BARKOW

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