What Is Your Sleep Number?

What Is Your Sleep Number?

What Is Your Sleep Number?

I am sure you might have seen those entertaining commercials showing those cool looking beds that customize to the individual's bodies to get the best sleep at night?

Well I have another sleep number and it's the number of months you need for your cash reserves in case "things don't go according to plan."

Suze Orman, on her television show quite often suggests that you should have an 8 month back up plan. And I can't really argue with this. But if I mayI would like to perhaps add a thought to this.

My question ishow many months of back up cash will let you sleep a restful night?

If it is 8 monthsgreat! But if it is notthen maybe you might need 10 or 12 months of back up money in order not to wake up in a cold sweat. Maybe your number is 18 (18 months) or maybe it is "24" months?

And if you are marriedthen that sleep number is not just about you! That number needs to keep both of you sleeping restful at night. It might be a question to ask your significant other. No sense in guessing their number, just ask. For my wife, she feels more comfortable at 24 months. Yes, she wants 2 years of back up to feel "secure". And that is OK. It is her number. NowI don't have this "sleep number" just yetIn fact, I need to really figure out how I am going to reach this number. But there we go. At least I know what my "sleep number" is. It is 24. It might take me a while to reach this number but at least I know what my family's comfort zone is and what I need to strive for in order to sleep easy at night.

I bring this up because I am sure a lot of you hear this topic quite a bit. Again I agree with Suze that you should at least have 8 months of cash reserves at the very minimum. You just never know if your job will be there the next day or if something else happens in life where that back up cash will be needed. So it's a good idea.

But if you are like me your sleep number might be slightly different. Maybe you need a larger number to feel secure at night. Whatever the number is I think it is important to figure it out and to set this as a goal so you don't continue to stay up late at night stressing out.

So what is your sleep number? Love to hear your comments!

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