The actions you take with your credit are your responsibility
, but there is no reason to be uninformed when it comes to how lenders determine your borrowing eligibility. With the knowledge of credit scores and how they are generated, you can begin to make that information work for you instead of against you. No one ever wishes to be turned down by creditors because of a poor credit history, or to receive poor loan terms for an important purchasetake the time to understand your score, and begin taking steps today to make that score benefit your lifestyle.