Hawaii Auto Insurance - Meeting The Requirements Of The Law The state of Hawaii demands from every driver who intends to drive in the state a minimum level of liability coverages covering bodily injury and property damage. You would do well to know these requirements so you do not find yourself on the wrong side of the law.The purpose of these minimum requirements is to protect other road users from careless drivers. Here are the...more
Idaho Auto Insurance - Obeying The Law Idaho auto insurance issues are no different from other states. The state has looked at ways of ensuring that road user are protected from careless and reckless drivers. Their solutions is to demand a minimum liability coverage from every driver who wishes to drive legally in the state. We would look at these state required minimum cover.The first thing the state requires is that you must have...more
Illinois Auto Insurance - Rules Of The State Illinois Auto Insurance issues should be taken seriously by any driver who wishes to drive without having run-ins with the law. It is always safer to be on the side of the law than on the other side. Knowing what the state requires for you to drive legally is therefore something very Illinois driver should endeavor to do.Here are the minimum requirements that you would need to meet before you can drive legally in the state of Illinois.1. Liability Coverage. Every driver is expected to first have a liability cover of at least $20,000 for bodily injury per person and $40,000 for bodily injury per accident. Liability for property damage should be at least $15,000 per accident.2. Uninsured Driver Coverage. The state demands also that every driver has this coverage to cover against uninsured drivers or drivers who run form the scene of the accident (hit-and-run). The minimum required by law per person is $20,000 while minimum per accident is $40,000.3. Under-insured Driver Coverage. When you are involved in an accident in which the other driver is at fault. If the faulty driver's liability cover can not cover the cost incurred...more
Indiana Auto Insurance - Know And Be On The Safe Side If you are a driver who drives in Indiana or intend to and you want to know about Indiana auto insurance laws and requirements, you can start here. Read on...For any driver who wants to drive legally in Indiana, the state requires that you have a minimum liability coverage. This...more
Iowa Auto Insurance - Basic Information It is interesting to note that in Iowa state, you are not required to have auto insurance before you can drive legally in the state. More interesting however is the fact that to be able to drive without insurance in the state, you MUST show the state proof that you have enough funds to take...more
10 Tips for Cheap Auto Insurance Rates for Seniors Retirement brings many advantages, but cheap insurance rates aren't always among them. While most people know that young drivers face steep auto insurance rates, it's not as well-known that senior citizens and retirees face similar auto insurance rate hikes. The cheapest car insurance rates are reserved for those in the prime of their lives, which insurance companies define as adults, aged 26 to about 55. Of course, there are ways that those in their golden years can get discounts on their auto insurance. Here are a few.1. Take a defensive driving course for seniors. Insurance companies love to know that you recognize that your years add some risk to your driving. While most senior citizens have years of driving experience, many also face vision, hearing and reaction problems that can slow reflexes and make them more prone to accidents. Specially designed driving courses make drivers aware of their limitations and teach them strategies to work around them. And to top it off, the insurance company will give you a nice discount off your auto insurance premium.2. Check to see if you're eligible for discounts through...more
How Your New York Auto Insurance Works How New York auto insurance works is simple. Drivers buy an insurance policy protecting their financial future for a set amount of money. When there is an accident or a claim, the insurance...more
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What Makes a Great Auto Sales Manager There is no single, exceptional secret. After all, nice Auto Sales Managers are several things. Depending on things, a great Sales Manager is a time-management supervisor, a meeting planner, a...more