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5 Essential Ipad Business Apps I've been using my iPad for about a month now and Im finding it very useful for business. The big advantage for me is the boot up time. Even from hibernate my laptop takes a few minutes to get going and the keyboard on my iPhone is a little too small for typing.Below are my 5 favorite iPad business apps1. Evernote I've been using evernote on my PC and iPhone for about 6 months now and I love it....more
Cash Out Refinancing. Releasing Equity From Your Home For home-owners wishing to release some of the equity from their homes, cash out refinance has become an increasingly popular alternative to home equity loans.But what exactly is cash out refinancing?The term "Cash out refinancing" refers to a transaction in which a new mortgage amount is borrowed that is greater than the existing mortgage amount. Enabling you to pay of your existing mortgage and "cash out" the leftover amount.For example, if you owe $100,000 on a home currently valued at $240,000, then you have $140,000 in equity. Provided your new mortgage loan is larger than $100,000, you can use the refinance loan to pay off what's left of your original mortgage and pocket the difference.Why release equity?Many people use this released equity to pay off consumer debts such as credit cards, store cards or personal loans. This certainly has its advantages. Paying off these debts using your mortgage can significantly reduce the monthly interest rate from 20% (or higher) to as low 5 to 9%.Home improvementsAnother popular reason that many opt for cash out refinance loans is to make improvements to their home....more
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Using Travel Incentives in Your Business Travel incentives, such as vacation certificates, are a great way to help you improve your business. They have been known to help business owners improve their customer and client counts, which,...more