Many people are living paycheck to paycheck today, which means any unexpected expense can throw the family budget into a tailspin. Cars break down, refrigerators need to be replaced, and kids need new clothing for school. Without an emergency savings account, there is no way to come up with the cash needed for these situations. Medical bills are one of the most challenging financial hurdles because emergency room visits and medications can add up...more
Personal cash loans are helpful in a financial emergency, but they are not the best choice in every situation. While these loans can be quick and easy to apply for, they also tend to come with a higher interest rate than traditional lending products. To avoid paying too much to get emergency funds, consider the alternatives before applying for a cash loan. There are some situations where these loans may not make sense for you.You Have an...more
Cash loans have become a convenient way to obtain cash expeditiously when your budget is overstretched. These loans are generally used for emergency situations, when bills come due before your paycheck comes. In many cases, loans are cheaper than paying late fees on bills or overdraft charges for bounced checks. However, before you apply for a...more
When presenting a financial forecast, you really need to lay out exactly what your revenues are going to be. If you've not bought any properties at all, obviously you're going to have zero revenue until you purchase your first property, and then maybe rehab it for a month or two, maybe a month to find a tenant, but then you should start to see some...more
Based on my last post, we talked about cash flow and how important it is in our business start up. (click here to read my previous post)This time we will talk of the simple strategies and business ideas to increase your cash inflow.Actually, I've combined the personal lessons that I have learned in my business as well as from the books that I have read.1. Pay your bills on timeOften when we start a business we use leverage to our advantage like OPM (other peoples money) and OPT (other peoples time). The problem with leverage is that it is a double edge sword. It can either drown or keep your business afloat.Hence in using leverage, make sure you pay them on time or you will suffer additional charges that will contribute to your cash out-flow.Also most suppliers give incentives when you pay on time. I have an example from one of my suppliers, if I pay cash for an entire month, they will give a 2% rebate on all my purchases for the entire month, allowing me to gain extra cash in-flow with not much strategy. Although that cash is only about $220 dollars a month, but it contributes $2,640 of positive cash in my income statement at the end of each year.2. Register your business start up...more
If you are suffering from the financial crisis ahead of your payday, one alternative that you can opt is to apply for instant decision loans. These loans are such types of loans that are launched to provide you instant help i.e. within 24 hours. Your...more
If you are a female solo professional, chances are that your business is not making as much money as you'd like it to. Perhaps when you got the thought to go out on your own you held a vision of more flexibility, a freer schedule, and making at...more
Dealing with money can be risky. Protecting your own money is often the most worrisome. The payday loan system often fits this mindset. With these quick loans, you want to be smart in handling your money. You always want to know...more
It is very important that in a dynamic society as ours, every business owners keeps on making the required changes so as to stay competent. Fortunately, such techniques and tools are available that can be pretty useful in setting up a successful...more
For more information on Business Strategies go to www.tanishaadjo.comDont Be a Pushy Sales Person within Your Business Opportunity By: Tanisha Adjokatcher About the Author I am passionate about helping people move forward to...more
Starting A Home Business With Affiliate Marketing Services By: Patricia Hedge About the Author Patricia Hedge is a top leader and expert in the Internet Marketing industry. She provides her clients and students with proven...more