I hate to say it but simply paying your bills on time is not good enough anymore. It used to be that all you had to do to have good credit was make sure you paid all your bills on time. Today, this is so far from the truth it isn't funny.Now days, there are literally hundreds of factors that go into calculating credit scores, which also means there are lots of ways simple decisions on your part can cause bad things to happen to your credit score....more
The vast red and blue oceans of the marketing world tsunamied into our awareness and vocabulary a few years ago, when two INSEAD professors, W.Chan Kim and Rene Mauborgne, claimed that competition can be rendered irrelevant.Their book, Blue Ocean Strategy, heralded the news to marketing managers and CEOs all over the world: after years and years of surviving in red bloody oceans, swarming with murderous competitors, finally there's a better...more
At any given point you can find groups of economists, known as bears, predicting doom and gloom and herds of others, called bulls, pointing to stock market highs as an indication of brighter days ahead. With oil prices predicted to hit $110/barrel by the time you read this and lots of problems in the home equity arena, we thought we'd ask a few top jobbers their advice for staying competitive in times of well, let's just say, uncertainty.As you might suspect, our jobber retailers also had differing economic forecasts. One of the jobbers that we talked to seemed surprised that despite signs of a possible shrinking economy, recent sales figures were higher than those of last year."In the past four years we've had 4 area tracks go under and Advance Auto Parts have come in hot and heavy, opening several stores" said Lonnie Lovell at Grand Prix Auto Sports Center in Tulsa. "We focus pretty heavily on performance and racing and you'd think we'd be hurting a bit, but our numbers are actually up. That doesn't mean that we're not paying attention and considering options."Others admitted that they expected sales to tighten up a bit. Here's Sal Marsilla from Autosport in Upper Saddle River,...more
(c) Gerald Romine - All Rights reserved - www.kickassrealestate.com Today I am going to respond to anl email I received because I know many people are in a similar position. Although the email is real, I've changed the author's name to protect their privacy:"Gerald, I am so sorry. I don't know what happened, honestly. I am at a lost point right...more
(c) Gerald Romine - All Rights reserved - http://www.kickassrealestate.com A frequent question I am asked is:"How do I find deals in a hot real estate market?"Actually, there are several ways to find real estate deals in a hot market. The answer depends on your investment goals and the level of risk you are willing to take. Personally, I'm...more
Opening your first private practice and being your own boss is cause for both excitement and knee-knocking jitters. You're doing something, frankly, that you know nothing about. You are filled with hope and a desire to succeed. But you know the factors that put the majority of start-ups on the rocks, and what things you must know to navigate to success? In Part 1 & 2 of this series I discussed two of the myths that occur in private practice. This article continues with another common myth that encumbers owners.A client wrote me a thank-you note echoing sentiments I had heard for decades - he "wished he'd known back then what he knows now.""PT school was more like a course designed to help me pass the license exam. We never really learned anything about Private Practice at all. In fact, we were encouraged to 'get a job at a hospital'. 'Administrative Training' was a one-hour lecture titled, 'Writing an Equipment Budget'. Since I am not a very good employee, I sort of had to work for myself until I met the professionals who helped me. From marketing, management and organization to billings and collections—I learned pretty much everything I really needed to know to run my business...more
Overview:The WireMac Combo is one of the only options that bind both twin loop wire and plastic combs with the same machine. This versatile binder comes in your choice of either a 2:1 pitch wire binding punch for larger sized documents, or a 3:1...more
Overview:The Akiles WireMac M is a high-quality basic twin loop wire binding machine with durable metal construction. It is a binding machine that is definitely head and shoulders above the plastic systems available today. Made to last, it is an...more
Overview:The GBC CC2700 Modular Spiral Coil Inserter is designed to quickly assist in spinning color coil onto your documents. Part of the GBC line of modular equipment, the GBC CC2700 is designed to stack on top of the MP2500ix, MP2000C4 or the...more
Overview:The GBC CombBind C450e is a plastic comb binding machine with an electric punching mechanism. This machine offers a variety of new features that promise to make binding faster and easier in a multiplicity of applications. As a matter of...more
Overview:Even with the highest speed binding punch on the market, you'll still need a plastic comb opener to spread the combs for page insertion. The GPC PB2600 modular electric comb opener is the tool you need to improve efficiency and speed in the...more
Overview:The Tamerica Tashin 210EPB is a heavy duty all metal electric plastic comb binding machine. This effective machine makes punching documents is as easy as pressing a button. It's the binding solution that many companies need to bind...more