Before you go any further in negotiating with your creditors, consider these steps to eliminate debt quickly by settling with them more easily.Know your credit score and situationIf you're looking for ways to negotiate lower debt payments with your creditors, there's a good chance that you're frustrated and looking for a way out of a bad situation. Every year, thousands of Americans find themselves struggling with debt, looking for a way to get...more
HR leaders must know how to thread their way through the ins and outs of outsourcing before their organizations can build an effective HR solution.Although HR professionals have been using outsourcing in one way or another for many years, the trend continues to gather steam. A growing number of organizations are outsourcing at least some of their HR functions.Some point to increasing cost pressures or the need to relieve staff of their...more
So many clients have been telling me they're launching new teams this month. But there's a catch - these are new teams made of "old parts," which is to say no brand new employees are on the teams. The teams are comprised entirely of managers, professionals, and staff who have been reorganized to better meet market demand.Is it any different launching a brand new team vs. a reorganized one? I don't think so, but it's easier to blow it, because of assumptions you make about people you already know. The steps are the same; it's the nuances that are different.Most leaders and their direct reports do a fantastic job of addressing the goals and business objectives of the team and of planning the tasks to be done. It's the building of relationships that is too scant or poorly executed, and this is why it's essential to build a relationship with each new team member, and to get any relationship issues out on the table so they can be addressed. If you don't have time to deal with relationships now, when exactly will you? This also gives you a chance to spend time with new team members and learn who's on board and ready to move forward with you and who isn't.Let's look a little more closely...more
What is Lean Six Sigma?http://www.100pceffectivetraining.com/leansixsigmaLean Six Sigma is a business improvement methodology which combines (as the name implies) tools from both Lean Enterprise (Manufacturing) and Six Sigma. Lean eliminates the waste in your processes, while Six Sigma ensures quality through the elimination of variation in your...more
Have you ever thought about or noticed a competitor utilizing "thoughtleading" as a business development strategy? Positioning yourself and your firm as leading-edge thinkers in your field involves publishing articles and books, speaking regularly to professional groups, getting yourself noticed by the media and surveying your target market in...more
If we told you that there are only four ways to make money, would that feel less overwhelming? At The Money Gym we subscribe to Malcolm Gladwell's theory as laid out in The Tipping Point - anything between 3 and 7 is a good number.By breaking it down into the "Four Lanes" we can break down the question of how to become a millionaire within five years and examine each lane to see how suitable it is, as a vehicle to reach this goal.We can then look at the fastest way to make money in each lane, then examine how achieveable this is, then look at what will need to happen to tackle the plan, then time-line it so we have some interim goals.This article is in three parts so make sure and hunt down Part 2 and Part 3!We have a lot of experience in strategic wealth creation planning, hundreds of clients have been through The Money Gym and we have heard every variation of every question.First though, let's look at the definition of a millionaire and then lets dare to ask the question "why"?1. What is the definition of a millionaire?The official definition is someone who has more than £1 million in assets, after taking all liabilities (debts) into account. You must also consider how...more
Sales begin from the bottom-up or the top-down. They can begin internally from a perceived need, or they can begin externally from a marketing presentation. No matter how the sale initiates it ends with the executive in charge of the decision...more
When considering whether or not to buy a property in Polandas an investment it seems prudent to look for expert advice.Is now a good time to buy? Which area is the best to choose?Will the real estate rise in value? But by looking at thehistorical...more
This way of analysing the property market is not unique toPoland. Those involved in Western European property havebeen using the same foundations for their calculations andgetting it wrong for decades. The truth is the link betweenaverage salaries,...more
The subheading to this article could read:"How the little guy gets squashed by the establishment"You might say: "So what's new. We know that that happens all the time." - And you are probably right.Let's start at the beginning: This morning I was...more
Before we begin, let's start with a quote from one of my favorite people. "I do not think there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature." - J.D. RockefellerI...more
Perhaps the easiest part of buying a new home or refinancing your mortgage is sitting down with the title company at the end of the process. Figuring out the labyrinth of shopping around and getting the best loan program and interest rate may be one...more